When people hear the phrase “I’m retired,” their mind typical connects it to traveling. After all, when you are busy with a career and family for decades, there isn’t exactly a lot of extra time for major travel. So, the obvious thing for many to focus on once they retire is to travel the world, and rightfully so. For those who aren’t interested in traveling, however, or don’t have the resources to do so, there are many other things that can fill up a daily schedule.

Here are five things other than traveling you can pick up in your post-career days.

Volunteer

With more time on your hands, it can be an ideal situation to give back to others who may need help. Spend some time researching local charities and see if any stand out to you. Being a regular presence for those who are less fortunate than you can go a long way for them and for you.

Learn to Play an Instrument

Remember all those years you said you would like to learn to play the guitar or piano? Well, now is your chance! There are a variety of online lessons and certainly some in-person options near you. Wow your family at the next get together with your new talent!

Become a Mentor

Is there someone younger in your life that could use some life coaching? Reach out to them and see if you may be able to help them plan out their path. It will be rewarding for you and could change their life.

Pick Up a New Language

Much like an instrument, maybe learning another language has been a longtime goal of yours. Now could be your time. It can serve as a way to challenge yourself and give you an opportunity to speak the language of a country that you may end up traveling to in the future.

Upgrade the House

Are there things you have always wanted to do around the house that you never had time for? Maybe it is adding a deck in the backyard. Maybe it is getting new windows. Maybe it is new flooring. Since your home might be one of your biggest assets, it may make sense to put some time into upgrades.

Maybe you need some extra funds to make some of the above options possible. A Home Equity Conversion Mortgage (HECM)* loan could be what you use. A HECM loan allows you to borrow against the value of your home.

Find more details about these loans, click here.

*(1) at the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; (2) charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; (3) the loan balance grows over time and interest is charged on the outstanding balance; (4) the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; and (5) interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.